Appraisal services for Denver and Denver County homeowners

Here are the top 7 reasons CO homeowners use Alpine Appraisals:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To reduce your mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Denver County or the state of CO

Do you own a house in or near Denver? Do you need help determining the value of your real estate?
Contact Alpine Appraisals.

We at Alpine Appraisals understand the particular needs of a consumer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Alpine Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you do away with unwanted PMI insurance.

Challenging property tax assessments

If you live in a region that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Alpine Appraisals is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Alpine Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Alpine Appraisals offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.